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Compensation & Benefits
The salary pay ranges for each position are established by the State and are included in the position listing. The exact salary offered to new employees is calculated based on a combination of education and experience.
Below is a summary of the benefits available to Tri-County Technical College employees. For complete information on any of these benefits, please refer to the detailed insurance booklets available through the College's Human Resources Office or the Employee Insurance Programs website at http://www.eip.sc.gov/. These benefits are available to new full-time employees without proof of good health, within the first 31 days of employment or within 31 days of a change in family status. If a new employee refuses coverage or fails to enroll within 31 days, he/she will have to show proof of good health and may have to wait until the next open enrollment period to enroll in the desired plan(s).
The State Dental Plan offers these levels of treatment: diagnostic and preventive, basic, prosthodontics, and orthodontics. The lifetime orthodontics payment is $1,000 for each covered child age 18 and younger. State Dental Plan benefits are paid based on the allowed amounts for each dental procedure. The maximum yearly benefit for the State Dental Plan is $1,000 for each subscriber or covered person. Open enrollment is during October of odd numbered years with the following January 1st as the effective date.
The dental plus program covers the same services as the standard dental plan with the exception of orthodontia. However, the allowable charges for dental plus are higher. You must carry the same level of dental plus (employee only, employee/child, employee/spouse or full family) as you carry in basic dental. Enrollment changes may be made in odd numbered years to be effective the following January 1st.
Health insurance provides coverage for medical expenses if you become sick or injured. There are two plans available. Each plan covers the same services and expenses but the monthly premiums, deductibles, and co-payments are different. This insurance also has an automatic $3,000 life insurance policy, regardless of which plan is chosen. Open enrollment is during October of odd numbered years with the following January 1st as the effective date.
A prescription drug card is a part of the health plan and has a co-payment of $9 for generic and $38 for brand name drugs and $63 for preferred brand drugs. These co-payments do not count toward your deductible.
Coverage options range from $10,000 to $500,000 dollars. Amount of coverage is based on salary range and the premiums are based on age. Coverage is portable into retirement until age 75. Coverage options available at retirement are 31.7% , 42% or 65% of the face value of coverage as an active employee. The plan has a seat belt rider that provides an additional 25% of face value if you are in a fatal accident and are wearing your seat belt. The plan also has a Living Benefit that provides the employee 100% of the face value if diagnosed with a terminal disease. A Travel Assistance Program (provided by Securian through Life Benefits, Inc.) has been added to the Optional Life program. It includes 24 hour toll-free access to emergency assistance and some personal services when traveling 100 miles or more from home for 31 consecutive days or less. This coverage is also provided for covered dependents.
Dependent Life Insurance
If you are enrolled in Optional Life Insurance for more than $30,000, you may cover your spouse in increments of $10,000 for an amount up to 50% of your Optional Life coverage or $100,000, whichever is less. If an employee is not enrolled or is enrolled for $10,000, $20,000 or $30,000 of Optional Life coverage they may only elect coverage of $10,000 or $20,000 for their spouse. The premiums are based on the employee's age.
Life insurance is available on your dependent children in the amount of $15,000. The premium is $1.10 per month regardless of the number of children you have.
Basic Long Term Disability
The Basic Long Term Disability (BLTD) Plan, administered by Standard Insurance Company (The Standard), is an employer funded disability plan provided by the State. It helps protect a portion of your income if you become disable as defined by the Plan. This benefit is provided at no cost to the employee and has a 90-day benefit waiting period with a maximum benefit of $800 per month.
Supplemental Long Term Disability
This plan supplements the basic long-term disability benefit provided by the State. The plan guarantees you a monthly benefit of 65% of your gross salary at a minimum benefit of $100.00 per month and a maximum benefit of $8,000 per month. There are two plans available, one with a 90 day waiting period and one with a 180 day waiting period.
MoneyPlus is a tax-favored accounts program made available through the Internal Revenue Service (IRS) code. The Pretax Group Insurance Premium feature allows you to pay premiums for the State Health Plan, the TRICARE Supplement Plan, the State Dental Plan, Dental Plus, the State Vision Plan and Optional life (for coverage up to $50,000) before taxes are taken from your paycheck.
Through MoneyPlus, you can pay eligible medical and dependent care expenses with money you set aside before it is taxed. As you have eligible expenses, you request tax-free withdrawals from your account to reimburse yourself. There are three Flexible Spending Accounts: a dependent care spending account, medical spending account and a limited-use medical spending account which can accompany a Health Savings Account.
The Health Savings Account is available to employees enrolled in the Savings Plan and can be used to pay health care expenses. The funds do not have to be spent in the year they are deposited.
South Carolina Retirement System
Participation in either the South Carolina Retirement System or an Optional Retirement Plan is mandatory for employees hired to fill full-time equivalent positions, regardless of the number of hours they work. Coverage is optional for temporary employees unless they already have an active account at the SC Retirement System. Employees contribute 8.66% of their gross salary, the College contributes 16.89% of the employee's gross salary.
If you select the SC Retirement System (SCRS), your employee contributions will be placed in a SCRS account in your name that earns 4% interest annually until you retire or your account become inactive. SCRS provides members a monthly annuity based on a formula that includes average final compensation, years of service and a 1.82% multiplier. Vesting and retirement options are dependent on your date of membership, but all provide for a guaranteed benefit for life. For specific information regarding when you are vested and retirement eligibility options, please refer to the website: www.peba.sc.gov/retirement.
If you select an Optional Retirement Plan, an account is established in your name through the investment provider you select. The investment providers that are currently available are VALIC, Metlife, MassMutual, and TIAA. Your employee contributions and a portion of your employer's contributions accumulate in your account and are invested as you direct through your investment provider. Your State ORP retirement benefit consists of the balance in your account when you retire. Once you retire, you may choose from a variety of payment options, including a lump-sum distribution or periodic withdrawals. You may also use a portion or all of your account balance to purchase an annuity, which could provide you guaranteed income for life. Your entire State ORP account balance is portable. In the event that you terminate employment or reach age 59 1/2, the assets can be transferred to another eligible retirement account or to an Individual Retirement Account (IRA).
- Faculty Non-work days: Faculty and Librarians have a base of 23 days per academic year that they may use, with their supervisor's approval. The days must be used in full-day increments. Most of these days are built into the academic calendar.
- Annual Leave: Classified employees, Unclassified Non-teaching Personnel, and Institutional Officers earn a base of 1.25 days per month of annual leave provided that they are in pay status for at least half of the working days of that month. Employees must have prior supervisor approval to use annual leave. After ten years of state employment the earning rate increases annually by .78 hours per month per year to a maximum earning of 2.5 days per month.
- Sick Leave: All classified and unclassified employees earn 1.25 days per month of sick leave, provided that they are in pay status for at least half of the working days of that month. Sick leave is to be used for doctor appointments and illnesses. Ten days per calendar year of your sick leave balance can be used to care for ill immediate family members (this includes parents, spouse and child(ren).
- Holidays: There are 13 legal holidays per year for classified employees, Unclassified Non-teaching Personnel and Institutional Officers. The date these holidays are observed may not be when they occur, but are built into the academic calendar annually. The College is closed on these days.
Other Available Benefits
- Deferred Compensation Program: Two tax-deferred savings plans to choose from: 401K and 457. Contributions are payroll deducted, pre-tax, and can be started at any time.
- Direct Deposit: Payroll checks for all employees are direct deposited to the bank of your choosing.
- Leave Transfer Program: This program is for employees who are experiencing a catastrophic and extreme financial hardship, due to a disease, injury, or illness. Once an employee has exhausted all applicable leave balances and will be in a leave without pay status for a minimum of thirty working days they may apply for the Leave Transfer Program. Some of the other requirements are that the disability not be a routine disability (such as pregnancy) and must be medically necessary. For more information and the initial consultation, contact the Human Resources Office.