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It Starts With A Plan

Debt management begins with knowing your debt and establishing a plan to reduce it! The best way to start is having a formal budgeting. It will be your road map to the destination of being debt free. “Good debt management is 80% behavior and 20% head knowledge” (Dave Ramsey). That simply means it’s easy enough for anyone to do, but you have to change your behavior to make it happen.

Helpful tools for debt management:

Amortization Chart

-The amortization chart is customizable per loan so that you can see how making extra payments toward principle will help save you a lot of money in interest, as well as help you get out of debt faster.

*For tips on budgeting click here. If you need assistance contact us.*